Motorcycle Insurance

Protect your way of life with the right coverage!

Motorcycle Insurance

Motorcycles aren’t just transportation – they’re a way of life. We can help you protect your connection to the open road and community with the right insurance to cover your bike and needs.

Motorcycle insurance provides financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise from the actions of the motorcycle driver. 

Motorcycle insurance may also offer financial protection against theft of the motorcycle and damage sustained from things other than traffic collisions.

Motorcycle Insurance Coverage

There several different types of motorcycle insurance coverages. Some may be required by law. Others are optional. The main coverages are:

Covers loss, theft, or damage to motorcycle accessories like saddlebags, custom handlebars, and OEM electronics.

Pays damages for bodily injury or death resulting from an accident for which you are at fault and provides you with a legal defense. This includes passengers riding on your motorcycle.

Pays medical expenses of the parties riding on the motorcycle involved in a motorcycle accident.

Pays damages for physical damage resulting from an accident for which you are at fault and provides you with a legal defense.

Pays for damage to an insured motorcycle when it hits or is hit by another car or object, or if the motorcycle overturns. 

Covers physical damage or loss of the motorcycle that is not the direct result of a moving vehicle collision.

Provides for a motorcycle operator to receive damages for any injury he or she receives from an uninsured, negligent driver. The coverage pays the difference between what the uninsured or underinsured driver can pay and what the injured operator would be entitled to as if the uninsured motorist had proper insurance

This is an extension of motorcycle insurance available in some states that covers medical expenses and, in some cases, lost wages and other damages.  PIP is designed to be paid without regard to legal liability. 

Roadside assistance and breakdown coverage assist operators whose motorcycle has suffered a mechanical failure that leaves the operator stranded.

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Is this Insurance Right for You?

Let us help you select the right insurance for your needs and offer numerous options that range in coverage levels and price.  We can work with you to get a quote to save you the most money while offering the best products available to you.