Disability Insurance

Short-Term of Long-Term Disability

Disability insurance is a type of insurance that provides income protection to individuals who are unable to work due to a disability. Disability insurance can help replace a portion of your income if you become disabled and unable to work, allowing you to continue to pay bills and maintain your standard of living.

Disability insurance typically covers a percentage of your income, usually ranging from 50% to 70%, although the exact amount can vary depending on the policy. Disability insurance policies may be short-term or long-term, with short-term policies typically covering disabilities lasting less than 6 months, and long-term policies covering disabilities that last longer than 6 months.

Disability insurance policies may have different definitions of disability, so it’s important to carefully review the terms of the policy to understand when and how you can make a claim. Some policies may cover only total disability, while others may cover partial or residual disability as well.

Protect Your Quality of Life Today

Disability insurance is especially important for those who rely on their income to support themselves and their families. Which, for the most part, is everyone.

Without disability insurance, a disability can quickly lead to financial hardship and a loss of financial stability. Disability insurance provides peace of mind and financial protection in case of a disability that prevents you from working.

Explore different options based on your income level to maintain your quality of life in the event of a disability or major injury.  The low monthly or upfront costs will pale in comparison to the peace of mind you experience knowing even an accident will allow you to keep paying the bills.

Ready to Get Coverage?

Whether you are looking to get in touch with an insurance specialist, or simply looking for information, let us help you find out what your options are below!

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