Medical Insurance Plans

Individual and Family Insurance Plans

It is extremely important to get medical insurance in the United States.  While being the most advanced and available healthcare system in the world, it is also one of the most expensive for individuals.

Without medical insurance, you risk facing financial ruin if you need medical care for a serious illness or injury.  Some important statistics include:

  • The average age of a medical bankruptcy filer is 44.9 years old.
  • Medical expenses are the leading cause of bankruptcy at 66.5%
  • Healthcare expenditures will reach approximately $6.2 trillion in 2028

Protect your family from the burden of healthcare costs by implementing a healthcare coverage plan for medical expenses that make sense for your stage of life.  Our experts can help you navigate the various options and talk to you about what types of coverage are included at different price points.

You may also want to simply shop different plans because of life changes, which include starting a family, children moving out, etc.

Benefits for Self Employed or Small Business Owners

As a small business owner, or self-employed individual, obtaining health insurance can provide several benefits, including:

  1. Access to healthcare: Health insurance ensures that you have access to necessary medical care, including doctor visits, prescription medications, and hospitalization, without incurring excessive out-of-pocket costs.

  2. Protection against high medical bills: Without insurance, you could be responsible for the full cost of medical care, which can be prohibitively expensive. Health insurance protects you from such financial risk.

  3. Tax savings: As a self-employed individual, you can deduct your health insurance premiums from your taxable income, reducing your tax liability.

  4. Improved health: With access to preventive care and regular check-ups, you can maintain better health, catch illnesses early, and avoid costly medical treatments in the future.

  5. Peace of mind: Health insurance can provide peace of mind, knowing that you have protection in case of a medical emergency.

Health insurance is a vital investment for self-employed individuals, providing access to healthcare, protection against high medical bills, tax savings, improved health, and peace of mind.

If you’ve through that policies are too expensive in the past, it’s time to take a look at newer more modern plans from a provider like Stream Insurance Solutions.

Ready to Get Coverage?

Whether you are looking to get in touch with an insurance specialist, or simply looking for information, let us help you find out what your options are below!

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