Commercial Auto Insurance

Commercial auto insurance is typically for fleet vehicles or work vehicles that are required for on-the-job tools.  It works similarly to individual commercial vehicles.  There are however some key differences that allow for coverage because you are interacting with customers in public spaces or at their homes.

First, fleet insurance typically covers multiple vehicles under one policy, rather than each vehicle being insured separately. This can make it easier and more cost-effective for businesses that own multiple vehicles.

Second, the cost of fleet insurance is often based on the type of vehicles in the fleet, their usage, and the driving records of the drivers. The more vehicles in the fleet, the higher the premium is likely to be. However, the cost per vehicle may be lower than if each vehicle were insured separately.

Third, fleet insurance may offer additional coverage options, such as coverage for trailers, cargo, or equipment. This can help protect businesses from the financial losses that can result from accidents or theft.

Finally, commercial auto insurance for fleet vehicles may also include risk management services, such as driver training and safety programs, that can help prevent accidents and reduce insurance costs over time.

Overall, commercial auto insurance for fleet vehicles provides businesses with the protection they need to operate their vehicles safely and effectively, while also managing their insurance costs.